AI-use disclosure

Clear limits on intelligence features.

Arkad’s current member Intelligence feature is a deterministic, source-backed explanation tool—not an autonomous advisor or trading system.

Open member center

What it uses

The currently available verified-answer tool reads only the authenticated member’s tenant-scoped dashboard projection: recorded balance sleeves, mandate state, and published decision evidence. It cites the record types used in each answer.

What it does not do

It does not use an external generative model, predict markets, create a combined portfolio value without a verified valuation basis, make a recommendation, create a provider instruction, trade, transfer funds, withdraw assets, or change a provider account.

Data and review

The current tool does not create a member conversation archive or use member data to train an external model. A future model-assisted or advisory capability remains unavailable until its data boundaries, disclosures, retention, human-review path, and required approvals are independently implemented and verified.

Human decisions remain required

Provider eligibility, suitability, compliance review, mandate authority, and any financial action remain independent controls. A displayed answer is not a substitute for a qualified advisor, tax professional, legal professional, provider confirmation, or member authorization.